FAQ

How do I apply?

Click on apply now and enter in your full name, licence details plus it will ask you where you’ve worked in the last 3 years and where you have lived in the last 3 years. You can also attach 2 current payslips from the last 5 weeks, driver’s licence front & back and a picture of the car you want to apply for.

Who is your finance through and do you complete a credit check?

We have a panel of banks and lending institutions to work with to suit any situation and budget and yes we do a credit check.

Do I have to come up with a deposit?

90% of the car loans we organise do NOT require a deposit.

Can I get a car loan with bad credit?

Yes you can but it will depend on how many defaults you have, whom they are with and are they paid or unpaid.

Can I apply if I don't have a driver's licence?

Yes you can, as banks will accept 18 plus cards & passports as identification.

Can I trade in my old car?

Yes you can. You can either use it as equity to reduce your loan amount or get cash back.

What if I still have finance owing on my trade in?

That’s fine too. Our aim is to payout it out and start fresh on a new car.

Do you look after ABN holders?

Yes we have banks and lending institutions on hand that help ABN holders get approved even if you’ve been registered for 1 month or 10 years and in most cases you don’t need to produce financials.

Who contacts the sellers?

We can as we handle the buying process on your behalf and it’s our aim to help you get the best price possible.

Do you really send the mechanic out to inspect my selected car for FREE?

Yes we do plus we send you through a full report with pictures attached so you can go through it to make sure you’re happy to proceed. There are 2 free inspection per approval.

What does the mechanic check?

First we do a history check, which will show if there is any money owing on the vehicle or if it’s stolen or written off. Once it passes that process then the mechanic will check the engine, transmission, electronics, brakes, tyres, battery, interior, exterior and then he will plug the vehicle up to his dynastic system to check the computer of the vehicle to see if any fault codes are present. If that all passes he will then finally take it for a test drive.

Do you really pick up and deliver my dream car to my home or work for FREE?

Yes we do from the Gold Coast to North Brisbane!

Can I get a warranty?

Yes we can put a warranty on your chosen vehicle which can be added to the loan. This will cover you for parts and labour with no excess plus it comes with 3 years roadside assistance, absolutely FREE!

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